Also known as Part C coverage, Medicare Advantage plans provide original Medicare benefits together with prescription drug coverage and other programs. In other words, Medicare Advantage (Part C) covers all your hospital (Part A) and medical (Part B) plus any other essential medical service. For anyone to enroll with the Medicare Advantage Plan, they must have the Original Medicare Part A & B covered.
Below are the three top Medicare plans to consider:

1. Kaiser Foundation Health Plan
Kaiser Foundation Health Plan is among the country’s best when it comes to patient experience and clinical care. The company has emerged several times as the best performers in Medicare plans. It is accredited for seamless care, expert medicine, and exceptional service to all its Medicare members. All enrollment for Medicare plans starts in October and runs throughout the month of December. Medical plans that perform extremely well such as the Kaiser plan can participate in a special election period. This means they can continue with the enrollment of new members even after the official period closes.

There are several things that you should consider before choosing a Medicare plan. Some of them include the cost of the plan, specialty benefits, and the type of customer service offered by the insurance company. You should also find out if the plan has telehealth coverage – that allows you to see a doctor virtually without having to physically visit the hospital.

2. Aetna Medicare Advantage
Aetna Medicare Advantage has some of the widest plans available in the market today. The coverage provides both PPO and HMO plans. In case you have a specialist or doctor that you would want to continue with, then you can choose a more flexible plan and save some money. Aetna’s Medicare plans supersede the services provided by Original Medicare. It consists of prescription drug deliveries, local healthy living resources, and fitness membership programs. The Medicare program provides special needs selections in 12 states.

Besides, most Aetna plans dental and vision coverage options. You also get access to their 24/7 on-call nursing services. Such options definitely place Aetna as one of the popular Medicare Advantage providers. It is always important to understand your needs before choosing a Medicare plan. For example, find out the type of special programs and benefits being offered by the plan. Ensure that the plan you take is within your financial ability.

3. Cigna
This is one of the best plans as far as special needs are concerned. There are many people who have special health conditions or needs that may require more personalized medical care or treatment. This means such individuals will have to look for a plan that offers such options.

Not many Medicare plans offer specialized or personalized services. But with this plan, you are assured of personalized plans that provide an increased variety of services – depending on the unique needs of members.

Examples of special needs plans are accessible to different types of specialists, transition assistance, and frequent health assessments. If you have a special condition that requires special attention or care, then Cigna is the Medicare plan for you.