FAQ: What Medicare Does Not Cover
Medicare is a federal health insurance program for Americans over the age of 65. It also covers some people under the age of 65 if they have specific disabilities. There are three parts of medicare: Part A which covers hospital stays, Part B which covers different doctor services, and Part D that covers the cost of prescription drugs and some vaccines. You can find out more about medicare and enroll in it through private healthcare companies such as Humana, or Blue Cross Blue Shield. Read on to find out more about what Medicare does not cover: 1. Routine eye exams Unfortunately, Medicare does not cover the cost of eye exams for eyeglasses or contact lenses. This means you have to pay 100% of the costs of a routine eye exam. However, if you have diabetes or are at high risk for glaucoma then Medicare will cover routine eye exams by a state-authorized doctor. Also, if you have certain chronic eye conditions such as glaucoma or cataracts Medicare may cover the cost of any surgeries, eyeglasses or contact lenses, or diagnostic eye exams. 2. Hearing aids Medicare does not cover hearing aids or exams for fitting hearing aids. Occasionally, Medicare will cover the cost of diagnostic hearing tests but only if it is recommended by your primary care doctor or another physician to see if you need treatment.